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Wysłany: Pią 12:53, 03 Lip 2015
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When you contact companies, use numbers provided on the back of cards or statements CONCLUSION A: While it is very difficult to get a private student loan with a bad credit history, getting a co signer can definitely help matters. Private lenders are looking to minimize their risk on loans and having a cosigner with a good credit history can be difference between your application getting accepted or rejected. The type of debt is also considered when computing the credit history of an individual. Some types of debt are better than others when it comes to the payment history. This accounts for 30% for the score of an individual. There are three types of debt and these are revolving debt, instalment debt and open debt. Revolving debt is mostly made up of credit card debt, while instalment debts are those that have fixed payments over a certain period. An auto loan is a good example of an instalment debt. An open debt is not that usual. This type of debt has to be paid in full after each period.
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