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Wysłany: Śro 10:24, 19 Sie 2015
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State sponsored student loans are often provided by private lenders who have been certified by the state as preferred lending organizations for students and their families. These are not, strictly speaking, guaranteed loans. State preferred lending organizations may offer more attractive loan agreements, including lower interest rates, loan deferments and student friendly repayment schedules, but they are not guaranteed or underwritten by the state. As with any private lender loan, students should research all state sponsored loans carefully, and should fully understand all of their responsibilities as a borrower before agreeing to any loan.
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A: The best option for students in such a situation is to apply for a loan from the federal student aid program. This is a government backed program which offers loans to students on subsidized rates of interest on easy terms without demanding a credit history or a co-signer. However, in-case you have exhausted this source of lending. then the only option is to get a private student loan which will be very expensive to pay back since it is being offered under exceptional conditions.
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