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Step Two: get matched to a lender willing to meet your needs instant approval personal loan application An Alternative to the Credit Check *Calculation: (lender fee / loan amount) x (amount of days in a year / duration of the loan) x 100 Low End Calculation: ($40 / $700) * (365 days / 14 days) x 100 = 148.98 percent High End Calculation: ($80 / $700) * (365 days / 14 days) x 100 = 297.96 percent
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