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Qualification Considerations [link widoczny dla zalogowanych] Of course, the opposite can also happen. When stock prices fall, mutual funds find themselves with reduced assets, meaning their expense ratios will rise. That's what happened in 2009, when the stock market bottomed after the financial crisis, and the average expense ratio for stock funds rose to 0.87% from 0.83%. To avoid a potentially unforgiving consequence when one has no cash and is in dire need of fast money, some source of financing needs to be found. Those with poor credit scores are going to feel the wrath of their situation more seriously. Consequently, out of desperation, one may find themselves accepting financing from any lender putting forth bad credit personal loans.
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