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Qualification Considerations [link widoczny dla zalogowanych] The credit history
The loan officer must also determine whether you have a steady income. If you have held the same job for a number of years, for instance, you're more likely to obtain the loan. However, if you've changed jobs several times over the past few years, you may be less likely to get the loan you want. [link widoczny dla zalogowanych] In short lets explain how payday loan works: You need cash but you need only a small amount. The problem with small amount is that banks are not willing to take risk and the work involved to lend you that money. The small profits on small cash loans are not worth for the banks. It simply does not make any business sense to them. And moreover most people looking for small loans have a bad credit. Banks doesnât give loans to people with bad credit. So what do you do? You go to a payday lender. They know that you wont get this money from anywhere else so they make use of this business opportunity by giving you the cash you need but at a very high interest rate. You need the cash, its urgent, you are least bothered about the interest rate â you sign the loan agreement and take the loan. Criteria for offering lower interest rates for unsecured bad credit loans are:
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