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Individuals who do not pay their short term loans back on time may be subject to additional fees and collection methods. These will be clearly stated in the contract, so borrowers should be sure to review this information before providing their electronic signatures on any legally binding documents. As the name implies, short term loans are normally smaller amounts that people can borrow and repay in shorter time frames (hence also the term payday loan). Short term loan providers in South Africa have less stringent approval requirements, so a lot of people prefer them to their normal bank, where loan approvals are scrutinized in detail, and approvals take for ages! Receiving the money from your loan is easy- it is deposited right into your bank account. If you are looking for a loan renewal you need to contact your lender directly. Lenders' charges can vary, but it is standard for most of them to charge the same fees as when the loan was originally taken out. Please visit our FAQ's for more information.
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