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Have never caused a financial loss to Money One A: If you have a bad credit and are looking for a loan for higher studies then federal loans are a suitable option. These loans do not consider the credit record and are awarded on need or merit basis. Those who opt for private loans need to have a strong credit record or a cosigner with a good record who can get the loans for them. While itâs not a requirement most lenders look to see if you have a bank account. Generally many want to see that you have had a checking account for a substantial period of time. Not only does this help with funding your loan but repaying back the lender as most lenders prefer direct debit. If you donât have a checking account you can sign up for a online checking account that allows you to deposit checks directly on to a check card. These are helpful for people that have had issue with obtaining a checking account in the past. Q: How do get student loan with bad credit and no cosigner?
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