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When you apply for a loan, you will be prompted to choose one of the two "End of Loan Action" options. If you choose "Pay in Full," you will pay both the loan principal and the loan fee in full on the due date. If you choose "Extend," you will pay the loan fee on the due date, and you will be deemed to have submitted a request for an extension of your loan, with or without partial payment of the loan principal on the due date. Please note that extensions may not be available or the number of extensions could be limited due to the state law, CFSA rules or lender policy. Please check Rates & Terms for details.† You may change your "End of Loan Action" at any time by logging into your membership account. A change from "Pay in Full" to "Extend" must be made by 5:00 PM CST two business banking days before the due date of your loan. Get Real-Time Approval in Just Minutes It is important to mark the payback due date in order to avoid incurring extra charges. You can mark the due date on your calendar, refrigerator magnets, cellphone and your computer at home and at work.
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Payday Loans - Frequently Asked Questions The procedure of getting approved It is important to inform your lender if you cannot be able to repay your loan within the stipulated time. This will give you an opportunity to negotiate an ideal repayment option. The lender may either choose to stop charging the loan interest or extend the original loan repayment date. The lender will settle on an agreement that is convenient for both parties.


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