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Do you need cash for an unexpected expense? Next, consider your assets. Can you sell something (or several somethings) to cover the costs of this emergency? Thatâs going to be a much better option than taking on debt. Consider the possibilities: you might have a nice TV, auto, or couch that you enjoy. You could either sell the item and get out of the emergency relatively unscathed, or you could end paying off debt for several years (or more). If you use a payday loan, you might spend a lot more than you borrowed in the first place (and that might be more than it costs to purchase a brand-new TV). ✓ An instant support
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