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Hey, You can repay an online cash advance with an ACH payment. (This is a form of electronic debit from your bank account.) During the loan application, one of the pieces of information requested is your bank account routing number. Online lenders use that information to deposit the loan into your account. Then when the loan is due, they can debit the loan amount and fees directly from your account. Itâs important to remember, you should never borrow money without a solid plan for paying it back. If you know up front that you wonât be able to repay your loan on time, you should seek other financial solutions. Loan renewals: Renewal policies are determined by the lender, not by PayDayLoans-FYI.com. With every extension or renewal, a new finance charge ("Extension Fee") may be assessed by the lender, and the re-payment date may be extended until your next pay date. Refer to the above Rates and Fees for some representative charges.