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You can apply for another loan 72 hours after applying for your initial loan. Please be sure to disclose the fact that you have already applied for a loan when working with a lender to obtain a second loan. Installment Loans People Credit Alaska Commission on Post Secondary Education runs a similar program for state students. To borrow from the AlaskAdvantage program, you’ll need a cosigner and a FAFSA on file. Eligible borrowers enjoy fixed interest rates around 7%. Do you just need a small advance against your pay to tide you over? A: The best option for students who have a bad credit history and need to borrow money for educational needs is to approach the Federal Student Aid Program. Federal Student Aid is available from the schools financial aid office or you can apply for it directly on the Department of Education's website. This is the most viable options since taking out a private loan under these circumstances could be extremely costly.
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