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Do you just need a small advance against your pay to tide you over? A payday loan or cash advance is a small loan, typically between $100-$1000, that can be used to help your unexpected expenses such as car repairs, household emergency repairs, urgent bill payments, or other financial emergencies. Payday loans can be a great short-term source of emergency cash, but need to be repaid when you get your next paycheck. Payday loans are therefore often referred to as cash advance loans. Cash Loan Without Credit Yes, your personal information is safe. Our site is protected by the best security software available, and all information provided is encrypted during submission.