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These quick cash loans require no collateral, which comes at a higher interest rate than a traditional loan. This is because the lenders are taking more of a risk lending their money to you. If you are looking for lower interest rates you may want to consider a home equity line of credit or even a title loan which can have lower rates. Those type of loans generally take longer to get approvals for and require documentation of assets. You should stop buying unnecessary stuff during the loan period. This will give you an ample chance to plan how to repay your loan by the due date. Amanda Kish is the Fool's resident fund advisor for the Rule Your Retirement investment newsletter. Amanda owns share of Fidelity Contrafund. The Motley Fool owns shares of Apple and Google. Motley Fool newsletter services have recommended buying shares of Apple and Google as well as creating a bull call spread position in Apple. Try any of our Foolish newsletter services free for 30 days . We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy .
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