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Loans from $100 – $20,000+ Resources I originally got a payday loan because my son was in hospital and it costs me about Ј30 a day in parking, petrol and food when he is in there! A: Mostly students do not have a very strong credit history and therefore getting private loans can become quite problematic. There are however, options for students who have bad credit records. Such students can apply for federal loans or they can avail private loans, but then the need for an impressive credit score or a cosigner may arise.
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