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Utilizing credit can be a big challenge. That's the reason why we have simplified the process of applying for a payday loan. You can apply for a payday loan online or by phone. The online payday loan application is fast. Once your loan is approved, we deposit funds into your checking account as soon as tomorrow. Easy Repayments. This highly rated online direct payday lender may very well be the largest in the country and provide you with a fast and easy solution to your borrowing needs. Their online application system achieves the highest ratings and approvals are often completed within only 5 minutes. Prefer to pick up your loan in person? No problem with Check Into Cash, they also offer same day cash pick up at any of their locations.