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Brand new direct lender with a 5 minute online application process. LendUp is different than most direct payday lenders. They let you choose your loan amount and repayment date. They will generally approve consumers who have no poor credit or no credit. Lastly, LoanUp will send cash to your debit card in 15 minutes or less if you qualify! At this time, LendUp is ONLY issuing loans to consumers who live in: Alabama, California, Illinois, Kansas, Louisiana, Minnesota, Mississippi, Missouri, New Mexico, Oklahoma, Oregon, Tennessee, Texas & Washington. We expect more states to be added as we move into Spring 2015. While it’s not a requirement most lenders look to see if you have a bank account. Generally many want to see that you have had a checking account for a substantial period of time. Not only does this help with funding your loan but repaying back the lender as most lenders prefer direct debit. If you don’t have a checking account you can sign up for a online checking account that allows you to deposit checks directly on to a check card. These are helpful for people that have had issue with obtaining a checking account in the past. It doesn’t take very much at all to qualify for a personal installment loan. You just have to meet a few minimal criteria to make sure that approval decision is in your favor. If you are a U.S. resident, 18 or more years old, have a stable monthly income and an active bank account – you are ready to go. We don’t make it hard like banks or other financial institutions do to qualify for a quick installment loan. We don’t care if you have bad credit or even no credit. Even people with perfect credit come to our website when they need some emergency cash. That way they can easily get the money they need with no hassle. The first thing you should consider is using your credit card. This is a far less formal arrangement, will give you the flexibility to pay of your borrowing on your terms and, if you get a 0% purchase card could save you paying interest on your borrowing. The same applies to 0% balance transfer credit cards to the same end; borrow and pay of the balance before the end of the 0% period and all you'll have to pay out is the handling fee.
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