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Do lenders check credit reports? The APR for Adjustable Rate Mortgages (ARMs) is calculated using a loan amount of $417,000, two point, a $495 application fee, $350 appraisal fee, $799 underwriting fee, $16 flood certification fee and a $20 credit report fee. Some rates and fees may vary by state. Flexible Repayment Options Following a five-minute loan application. once approved, you can gain access to your funds in around 60 minutes, depending on your bank. Please note that if you make your application outside of business hours it may take longer to process.
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