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The reason for this is that private lenders treat student loans in much the same way they treat other commercial loans. So in order to counter the higher risk associated with a loan to student who has a bad credit history, financial institutions charge higher interest on these loans. I donât have a bank account, but I donât want to walk out with a loan all in cash. Q: I need help as I am faced with poor credit student loans no cosigner, what do you advise?
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