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The FICO score is calculated based on a number of factors, and then weighted against the degree that each factor poses to the creditworthiness of an individual. The weight of the the factors typically breaks down to 35% punctuality of past payments, 30% amount of debt as compared in a ratio to current debt versus total available revolving credit, 15% length of credit history, 10% type of credit used, and 10% recent credit inquiries or credit obtained recently. When you need money, Online Cash Advances through Advance America are simple, convenient, and provide the convenience of applying from the privacy of your home. The easy-to-use online application can be completed in as little as 10 minutes, and you may be eligible to have funds directly deposited into your checking account generally the next business banking day.* Welcome to Long Term Payday Loan
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