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Sidebar Menu A "Sweet Deal" If you have an outstanding payday loan, make payment arrangements before applying for a new cash advance . Make sure you understand your repayment schedule, and do not take a payday loan if you are unsure about paying it back. If you do not make agreed-upon payments, you will be responsible for additional fees. Do not apply for a payday loan to rebuild your credit. These short-term financial tools are not designed to restore ailing credit histories.
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