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When you have different types of accounts on your file, then your credit will get a boost from that. Thatâs because it proves that you have the knowledge and maturity to handle different types of accounts. Account diversity makes up 10% of the FICO score. [link widoczny dla zalogowanych] These loans are different because they specifically target people with poor or bad credit. They offer people like you a solution to your money problems. Emergency loans for bad credit usually provide people a longer term to repay the loan, sometimes usually over a year. This allows you to repay your loan in a timely manner without having those ridiculous fees pile up on you. They provide substantially better interest rates and more suitable terms.
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