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Where Can I Get a Loan Without a Checking Account? But anyway, regulators in some states decided to limit what lenders could charge for payday loans. They set the fees so low that the lenders couldn't afford to stay in business. Payday loan stores are fine in the state where I live, but across the state line, a lot of places closed up a few years ago when the laws changed. Regulations come and go, so what's happening in your state may be different than a year ago or a year from now. Get Funds â˘ Since 100 days loan works with different loan lenders, and every loan lender has his/ her different terms, hence, every loan lender has his/ her own interest rate and thus the site offers a variety of interest rates that may have a varied range.
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