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Receiving the money from your loan is easy- it is deposited right into your bank account. If you have a bad credit score,you will not be rejected by the lender. These are short term financial solutions and thus the lenders would not be reluctant to give them to people with bad credit. You need not worry if you have a bankruptcy or foreclosure in your credit report. These will never affect the chances of approval for this type of no credit check loan. Every borrower must try to get quotes from different lenders and get the best offer. Unless you search extensively in the internet for these loan lenders,you will not be able to get the lowest interest payday loan A: In case you do not have any credit history or have a bad credit record then the best option is to apply for federal loans. It does not require a good credit record but loans are given only on need basis. Private student loans do need a good credit score or require a cosigner that has one. The credit score influences the interest rate that you get.
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